12% lower than last month
Just shipped v12
The personal finance app built for every Apple device.
A money management app for iPhone, iPad, Mac, Apple Watch, and Apple Vision Pro. Budgets, bills, and goals with Apple Pay import, Shortcuts, and widgets, plus bank sync across Europe.
- Apple Pay import & Shortcuts
- Widgets, Live Activities & Apple Watch
- iCloud sync on iPhone, iPad, Mac & Vision Pro
- Bank sync across Europe
Drinks€156 left
Food€328 left
Shopping€150 left
RentToday
Apple TV+in 3 days
Electricityin 4 days
4.7★Global App Store rating
11K+Global App Store ratings
1M+MoneyCoach downloads
Some of the recent media coverage
Featured by Apple and independent publications around the world.
See your money clearly
No spreadsheet fog.
No financial guessing.
MoneyCoach combines a budget planner, expense tracker, bill organizer, and net worth view so you can understand the numbers before making the next decision.Close to your budget
After bills and budgets
Recent transactionsAuto-organized view
Market LaneGroceries-€42.80
TrainlineTravel-€18.20
SalaryIncome+€3,200.00
Coffee LabEating out-€4.90
Plan every category
Know what is safe to spend before you spend it.
Create focused budgets for the parts of life that actually move: groceries, eating out, subscriptions, family, and travel.Groceries€420 planned
68%
Eating out€180 planned
82%
Subscriptions€65 planned
43%
Family€520 planned
54%
Travel€300 planned
29%
Proof you can feel
Powerful features, framed around calmer money decisions.
The details still matter. The redesigned story just starts with the outcome: less chasing, fewer surprises, better shared context, and cleaner records.Connected banking
See your bank spending without chasing every transaction.
Connect supported European banks, bring transactions into one view, and spend your attention on decisions instead of data entry.See supported banking
2,800+ supported European bank connections
Transactions gathered next to cash and manual accounts
A clearer starting point for budgets, reports, and reviews
Category Budgets
Keep the plan flexible when real life changes the numbers.
Budget the categories that actually move, then top up, transfer, rebalance, or roll unused context forward without rebuilding the month.Explore Category Budgets
Food, family, transport, subscriptions, and custom categories
Top up or move room between budgets when priorities shift
Rollover support keeps progress connected across months
Family Sync
Make shared money easier to talk about.
Share the financial picture with your partner while keeping each person’s overview useful, private, and shaped around what they need to see.Set up Family Sync
Shared accounts, budgets, goals, and context
Works across different Apple IDs
Each person can personalize their own overview
Apple Pay import
Turn tap-to-pay moments into a cleaner money record.
Use a Shortcut Automation to bring Apple Pay / Wallet transactions into MoneyCoach after purchases, so small daily spending does not disappear.Learn the setup
One-time Shortcut Automation setup
Automatic transaction capture after card payments
Useful for cashless spending that is easy to forget
AI & MCP
Ask better questions of the money data you already trust.
Read-only local access
Assistant
Which subscriptions are due this month?
MoneyCoach MCP
list_subscriptions
Result
7 active recurring costs. 3 are due in the next 30 days.
Netflix - Jun 2
iCloud - Jun 8
Gym - Jun 18
Connect compatible local AI clients to read MoneyCoach accounts, budgets, goals, subscriptions, and transactions without giving them write access.Explore MoneyCoach MCP
Works with compatible MCP clients
Local, read-only access to MoneyCoach data
Helpful for subscription checks, budget reviews, and planning prompts
No more surprise charges
See what is coming, not just what already happened.
Bills and subscriptions are easier to handle when they are visible ahead of time, next to the budgets and balances they affect.UpcomingBills and subscriptions
TodayRent€1,200
May 18iCloud+€2.99
May 21Electricity€86
May 26Fitness€29.99
Turn plans into progress
Make the future visible enough to keep going.
Whether it is a vacation, emergency fund, debt payoff, or a new Mac, MoneyCoach helps progress feel concrete every day.
Built for your Apple life
MoneyCoach feels at home on every Apple device.
Use iCloud sync, widgets, shortcuts, Apple Watch, Mac, iPad, iPhone, and Apple Vision Pro support from one connected MoneyCoach experience.
iPhone
Fast daily tracking, widgets, shortcuts, and glanceable budgets.
iPad
More room for reports, categories, accounts, and planning sessions.
Mac
A native desktop experience for deeper review and clean financial admin.
Apple Watch
Budgets and quick actions on your wrist when you are on the go.
Apple Vision Pro
An immersive private space for budgets, goals, accounts, and your full financial overview.
Private by design
Your financial life is personal. MoneyCoach treats it that way.
MoneyCoach supports private Apple workflows, optional iCloud sync, and App Store payments. The promise stays simple: your money data deserves care, clarity, and respect.No web dashboard requiredOptional iCloud syncApple ecosystem workflows
Learn about privacy-first budgetingPrivacy-first budgetingSmart insights
Understand patterns before they become problems.
The best money app should reduce the feeling of financial homework. MoneyCoach gives you practical signals you can act on.Understand trends before they become problems.
See categories, recurring charges, and spending movement in plain language.
Less manual work, more useful context.
Use shortcuts, widgets, imports, and smart flows to keep MoneyCoach close to your real life.
Plan the month before the month plans you.
Budgets, bills, goals, and account views work together so the next decision is clearer.
Real App Store love
People stick with MoneyCoach because it makes money easier to face.
Real App Store feedback from people using MoneyCoach to make everyday money decisions clearer.MoneyCoach is near perfect! Clear and simple interface. Not overly complex. A great way to get instant insight into how much you currently have, and where. Saving money almost feels like a game. It didn't take long to get into the habit of logging every transaction, and I can already see the benefit of having all my transactions recorded. I'm less inclined to splurge, and I can see exactly what I can and can't afford. Other apps I have tried work great for specific scenarios, but only MoneyCoach applies to everyday life so efficiently. Most category's are already available, but the ability to add subcategories is where it really shines. My only wish for the future is a more feature rich options for .csv exporting.
"MoneyCoach is a fantastic app! It's really helping me get a handle on my finances." I've tried many budgeting apps, but MoneyCoach is definitely one of the best. Very useful features, love the user interface, makes budgeting simple and straightforward. Five stars for MoneyCoach!
I love this app, I’ve only been using it for a day. I don’t think ill find another app better than this. It allows you to add income and expenses, you can see graphs and charts over time when data is added. You can add your bank account balances. It’s a great way to manage your finance a better way. I really recommend buying the app for the subscription.
I really love the user interface of this app. It’s intuitive and has genuinely helped me manage my financial planning much more effectively. Highly recommended for anyone looking to get their budget on track.
I’ve been using this app for a week now and it’s been a really good experience. The best thing I love about it are the shortcut Actions which you can add in iOS which makes manually adding transactions a trivial thing. 10/10 would recommend.
This is the best apps tracker ever. Nice UI, great support, and very easy to use.
MoneyCoach questions
A clearer start to budgeting.
The practical details people want to know before choosing a budget tracker and personal finance app.Start free
Try MoneyCoach without turning budgeting into a commitment ceremony.
Start with the free app, learn your spending patterns, then upgrade when the premium workflows make sense for your money life.
Money feels better when it is clear